Privacy Policy

This blog is a personal blog written and edited by me. For questions about this blog, please contact hello@wahyuwibowo.com.

General Disclaimer

Information presented on WahyuWibowo.Com is intended for education and informational purposes only. All the views expressed on this website are my personal opinions and should not be constructed as financial advice for your given situation. I write about what I have learned from my own situations. I am not a professional financial adviser.

While every attempt is made to provide the information as accurate as possible, it may not be appropriate for your specific circumstances. Under any circumstances, you use the information on this website 100% on your own risk. I assume no responsibility and liability for the damage arising from the use of information on WahyuWibowo.Com. If you want to make any financial decision, please consult a professional financial adviser. Under no circumstances, information on WahyuWibowo.Com be used as replacement for financial advice.

Affiliate Disclosures

WahyuWibowo.Com uses affiliate links which means that I will be compensated if you purchase through my link at no extra cost to you. Please note that I only recommend and promote the products which I personally use or found them to be of utmost importance.

My readers are very dear to me so I will never ever recommend a not so good product.

If you have any issues please feel free to contact me at hello@wahyuwibowo.com.

Links to Other Websites

WahyuWibowo.Com uses affiliate links and links to third parties wherever appropriate. Our website does not claim or take responsibilities for the privacy policies of other websites. Please refer to privacy policies of individual websites where there are links to third party websites. I encourage you to go through the privacy policies of individual websites.

We respect your privacy and is committed to protect your privacy. This privacy policy governs what information WahyuWibowo.Com may collect and how it can be used. You may use this website without providing any personal information. WahyuWibowo.Com does not collect any personal information like name, mailing or email address until the individual provide that information that can be used according to the terms and privacy policy of WahyuWibowo.Com.

What Information We collect and How Is It Used ?

Information you voluntarily submit to the website : WahyuWibowo.Com may collect your personal information such as your name, email or mailing address. For example, you may voluntarily submit information to the website by leaving a comment, subscribing to a newsletter or submitting a contact form.

Information we collect from others : WahyuWibowo.Com may receive information about you from other sources. You may link your Facebook profile, Instagram, and or Google accounts within blog comments. If you choose to link your Facebook, Instagram/ or Google accounts to your user profile, we will receive your name, email address and profile picture associated with that account.

Automatically collected information : At WahyuWibowo.Com, we automatically collect certain information about you and the device with which you access the website. For example, when your use the website , we will get your IP address, operating system type, browser type, referring website, pages you viewed, and the dates, times when you accessed the website. We may collect the information about the actions you take when using the website such as links clicked.

Cookies : We may log information using cookies, which are small data files stored on your browser by the website. Cookies are the small data files that a site or its service provider transfer to your computer’s hard drive through your web browser (if you allow) that enables site’s or service providers system to recognise your browser and capture and remember certain information. We may use both session cookies which expire after you close the browser, and persistent cookies which stay on your browser until deleted, to provide you with a more personalised experience on the website. They also help us understand your preferences based on your previous or current site activity, which enables us to provide you with improved services.

Advertising partners and other third parties may also use cookies, scripts and /or web beacons to track visitors to our site in order to display advertisements and other useful nformation. This type of tracking is done directly by the third parties through their own servers and is subject to their own privacy policies.

How Your Information May Be Used

We may use the information collected in the following ways:

  • To send you the promotional information, such as newsletters. Each email promotion will provide information on how to opt-out of future mailings;
  • To respond to your comments or inquiries;
  • To send you administrative communications, such as administrative emails, confirmation emails, technical notices, updates or policies, or security alerts;
  • To provide you with user support;
  • To track and measure advertising on website;
  • To process payment for purchases you make through the website; or

To protect, investigate, and deter against unauthorised or illegal activity.

Third Party Use of Personal Information

We may share your information with third parties when you explicitly authorise us to share your information.

Additionally, the website may use third party service providers to service various aspects of website. Each third party service provider’s use of personal information is dictated by their respective privacy policies.

The website currently uses the following third party service providers:

  • Google Analytics: This service tracks website usage and provides information such as referring websites and user actions on website. Google Analytics may capture your IP address but no other personal information is captured by Google Analytics.
  • MailChimp: This service is used for delivering the email updates and newsletter. We store your name and email address for the purpose of delivering such communication. Please refer to MailChimp’s privacy policy for further information.

At this type, your personal information is not shared with any other party applications. This list may be amended from time to time in the website’s sole discretion.

Except when required by law, we will not sell, distribute, or reveal your email address or other personal information without your consent, however, we may disclose or transfer personal information collected through the website to third parties who acquire all or portion of our business, which may be the result of merger, consolidation, or purchase of all or a portion of our assets, or in connection with any bankruptcy or reorganisation proceeding brought by or against us.

Anonymous Data

From time to time, we may use anonymous data, which does not identify you alone, or when combined with data from other parties. This type of anonymous data may be provided to other parties for marketing, advertising or other uses. Examples of this anonymous data may include analysis or information collected from cookies.

Publicly Visible Information

If you create a user profile on the website or leave a comment, certain information may be publicly visible.

Cookies

The site uses cookies wherever required to collect information about the visitor preferences and record user specific information on what pages users access or visit, ensure that visitors are not repeatedly sent the same banner ads, customise website content based on visitors browser type or other information that the visitor sends. Cookies may also be used by third -party services , such as Google Analytics as described herein.

Users may at any time prevent the settings of cookies by the website by using a corresponding setting of your internet browser and may thus permanently deny the setting of cookies. Furthermore, already set cookies may be deleted at anytime via an internet browser or other software programs. This is possible in all popular internet browsers. However, if user deactivate the settings of cookies in their internet browser, not all the functions of website may be entirely usable.

Display Ads

We may use third party advertising companies to serve content and advertisements when you visit the website, which may use cookies. No personally identifiable information is shared with the website’s ad providers.

Re-targeting Ads

From time to time, the website may engage in re-marketing efforts with third party companies, such as Google, Facebook, or Instagram in order to market website. These companies use cookies to serve ads based on someone’s past visits to the website.

Sponsored Content Tracking Pixels

This website may engage in sponsored campaigns with various influencer networks, brands and agencies. All sponsored content is duly disclosed in accordance with the FTC’s requirements. From time to time, theses sponsored campaigns utilise tracking pixels (aka web beacons), which may contain cookies to collect data regarding usage and audience.

This information is collected by sponsoring company to track the results of the campaign. No personally identifiable information collected by the website is used in conjunction with these tracking pixels.

Affiliate Program Participation

The website may engage in affiliate marketing which is done by embedding tracking links into website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Newsletters

On the website, you may subscribe to our newsletter, which may be used for advertising purposes. All newsletters sent may contain tracking pixels. The pixel is embedded in emails and allows an analysis of the success of online marketing campaigns. Because of these tracking pixels, we may see if and when you open an email and which links within the email you click. Also, this allows the website to adapt the content for future newsletters to the interests of the user. This behaviour will not be passed on to the third parties.

Rights Relate to Your Personal Information

Opt-out: You may opt out of future email communication by following the unsubscribe links in our emails. You may also notify us at hello@wahyuwibowo.com to be removed from out mailing list.

Access: You may access the personal information we have about you by submitting a request to hello@wahyuwibowo.com.

Amend: You may contact us at hello@wahyuwibowo.com to amend or update your personal information.

Forget: In certain situations, you may request that we erase or forget your personal data. To do so, please submit a request to hello@wahyuwibowo.com. Please not that we need to retain information for record keeping purposes or to complete transactions or when required by law.

Sensitive personal information: At no time should you submit sensitive personal information to the website. This includes your social security number, information regarding your race or ethnic origin, political opinions, religious beliefs, health information, criminal background, or trade union membership. If you elect to submit this information to us, it will be subject to this Privacy Policy.

Children’s Information

The website does not knowingly collect any personally identifiable information from children under the age of 16. If a parent or guardian believes that the website has personally identifiable information of a child under the age of 16 in its database, please contact us immediately at hello@wahyuwibowo.com and we will use our best efforts to promptly remove such information from our records.

Acceptance of Terms

Through the use of this website , you are hereby accepting the terms and conditions stipulated in the aforementioned Privacy Policy agreement. If you are not in agreement with our terms and conditions, then you should refrain from further use of this site. In addition , your continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you are in agreement and acceptance of such changes.

Change of Terms and Conditions

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of website thereafter. However, any changes to the dispute resolution provisions set forth in Governing Law and Jurisdiction will not apply to any disputes for which the parties have actual notice on or prior to the change the change in posted on the website.

Your continued use of website following the posting of revised terms means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes as they are binding on you.

Contact Me

If you have any questions or comments, please feel free to email me at hello@wahyuwibowo.com.